Monthly Archive: November 2014

The Use of Stock Investment Tools

In days past, stock market information was limited and often buyers depended on stockbrokers to try to get the facts about investments. Today there are a variety of stock investment tools to assist modern investors and maximize the amount of information they can find about potential investments and trading activities.

The widespread use of the Internet puts a wealth of information at your fingertips right away. The Internet has facts about many publicly listed companies in the United States. Certain websites provide free research information, which may be rather general in nature but still useful to beginners. Other companies publish in-depth research reports outlining the activities of listed companies. These detailed reports may only be offered through a subscription, which may be an expensive choice for retail based investors. Based on the quality of the research provided about the company, such detailed reports may wind up costing hundreds or even thousands of dollars.Stock Investment Tools

For simple background facts, stock investors can peruse news articles, analyst reviews and research reports intended to supply fundamental company information. This basic information can come from analyzing previously published financial reports or catching up on current news events regarding the company’s activities. This fundamental research can be a place to start to obtain more information so investors can adequately analyze the data to make educated investment decisions.

Investors can also take advantage of a variety of stock investment tools that offer management or raw data including current stock quotes, index performances or historical price data. Such tools may be purchased from a software company and then installed in computers. These tools assist in gathering, processing and analyzing raw data so the information is more useful to the investor.

For example, an investor can take raw data of the historical closing prices of certain companies and run it through investment software to find out additional information such as the volume of stocks traded on a particular company for a said period of time or the historical price trend of one company compared to an index of other companies. These stock investment tools generate reports that assist investors in developing more effective trading strategies from the raw data they originally had.

Certain stock investment tools purchased from various software companies may cost hundreds of dollars. This type of pricey investment may not be practical for small scale investors looking to make a profit right away. Individual or beginning investors can take advantage of analysis tools on the Internet made available from stock market companies for free to their clients. These tools are also made available for free to online investment clients to help them develop their trading strategies to try to achieve profits.

Efficient stock investment tools, research products and information are readily accessible on the Internet for your convenience. However, it still requires data gathering, interpretation of analysis and careful planning to ensure successful trading. By using some online tools and careful analysis of the data, investors can develop viable trades for long term investment growth.

The 4 Potential Problems With Variable Annuities

One of the riskiest ventures is investing your money in the stock market. But along with the extreme risk involved, is also has the potential to make you a lot of money. In fact, investing in the stock market can turn out to be one of the most profitable business decisions you’ll ever make if done right.

With so many variables to consider, it is expected that you may have hesitancy to risk your hard-earned cash on a speculative venture in the stock market. The best course of action is to hire a reputable stockbroker to handle your stocks in the beginning. A trained stockbroker can give you dependable stock tips and solid professional advice.

Another good idea is to discuss stocks with an associate or friend with a bit of experience investing in the market themselves. Talking with educated friends and acquaintances can be a good way to get stock advice and knowledge for free.

A well-known stock move is investing in variable annuities using the premium of your insurance. Variable annuities are actually insurance contracts that allow you to invest your premium in mutual fund type investments. While this may seem like a good idea, when you review it more closely, it might be a poor investment.

The following are 4 potential problems with annuities:

1. Early withdrawal penalties can cost you a double penalty. When you withdraw your profits, you will be penalized because insurance plans are designed for retirement. When you take money from your premium, it costs you in penalties to the government and to the insurance company itself.

2. The death benefit affects the people you leave behind. If the stocks you hold are down when you die, your beneficiaries receive as much of the investments as you put in. If stocks are up when you die, they are taxed as regular income.

3. Smaller taxes are paid on ordinary investments in mutual funds and stocks which qualify for low capital gains treatment. The gains from investing in premiums, however, are taxed immediately upon withdrawal.

4. When you buy annuities with insurance features, they are actually more costly than regular mutual funds. When an annuity has more insurance features, there are annual fees heaped on top of it. The result is a loss of profits for you.

Another thing to keep in mind is that timing is a key element to successful stock investing. There are specific times that are good to invest and other times that are poor. During times of hardship or national duress, the prices of stocks may be driven down to a discounted rate, but there is no reassurance that such stocks will recover to realize a significant profit. Educating yourself on the company is key in this situation.

The bottom line with regards to investing in the stock market is diversification. The best decision is to diversify where and when you invest your money so you can always realize some type of profit to offset potential losses.

And you should always hire a reputable finance professional to help guide you through the stock market.

7 Stock Market Investing Tips

Have you decided to invest in the stock market? Consider these 7 stock market investing tips when making your investments.

1. Have a solid comprehension of basic economic principals.

Before you get started, you should understand basic principals and laws of economics. The stock market closely follows the law of supply and demand. For example, when there is a large demand for the stock of a certain company, the cost of its stock will increase along with the demand. However, if there are more stock available for sale than there are buyers, the unit price of that company stock will decrease.

2. Learn about prospective companies you want to invest in.Stock Investment Tips

Do your homework before you invest in prospective companies. Read the company annual report and find out about their products, operations, services and basic business track record. This information gives you an idea of how stable the company is and whether they can deliver on their promise to offer profits to investors.

3. Select companies with staying power.

There are so many companies that exist in today’s stock market, selecting becomes a major decision for beginning investors. Relatively stable companies and business are owned by the government, unless there is a political revolution or crisis going on. Gasoline companies and telecommunications companies are usually profitable and stable because there is a constant demand for their services and products. While IT companies are rapidly growing in today’s stock market, there are so many of them it may be a challenge to check their profiles to exercise reasonable care before investing. Before putting your money into an IT company, verify their track record and make sure they are stable and profitable for a minimum of 10 years.

4. Keep an eye on the news.

Guesswork is completely ineffective when it comes to investing in the stock market. Good intuition and solid decision-making come from learning about global and local news both politically and economically. When you watch the news, make sure to keep track of the industry your company is in. Even stable companies may go bankrupt or have a major blow that will bring them down.

5. Don’t put all your eggs in one basket.

Avoid investing in just one company and spread out your stock investments to several businesses. When you have stock concentrated in just one company, you have a greater chance of losing it all. When you spread out your investments over several companies, those earning profits can cushion the ones that not not as profitable.

6. Stockbrokers aren’t the final word.

A stock broker is actually gambling with your money so you need to do your own homework. Dishonest brokers can take advantage of investors who do not fully comprehend how the stock market works.

7. Greed is your enemy.

While everyone is eager to make profits in the stock market, an investor loses their sense of reason when they are fueled by greed. A money hungry investor may forget to check on economic rumors and spontaneously decide to sell or buy with the thought of making major profits and then lose it all.

Putting your money in the stock market can of course be risky, but the above stock market investing tips should help point you in the right direction.

Trading And Buying Stock For Dummies

Alright, so you’ve decided you want to take a shot at buying and trading stocks. The only problem is, you really don’t know how. Where should you begin? And do you even know what a stock is and the significance of stock for companies?

This article will serve as a dummies guide for trading and buying stock.Buy sell stock

A stock is actually partial ownership of a company. Some companies consider stocks as certificates so the more stock a person owns of the company, the larger portion of the company they own. Along with owning a bigger part of the company, they also have greater influence in running the company. This influence is referred to as equity investment.

There are other important terms you should become familiar with before getting into the stock market. Get to know about leverage, price-earnings ratio, earnings per share, margins and options before you dive in and invest your hard-earned money.

Next you need to figure out where and how to purchase those stocks. Basically, there are two ways you can purchase stocks:

1. through a brokerage service
2. through online exchanges

Online exchanges let investors have access to stocks from all around the globe. Without the need for a broker, investors can purchase and sell stocks online. Some banks also give you the ability to set up your own stock portfolio. You can use the money you have invested with these banks to purchase and sell stocks online right away.

Brokers render brokerage services and they are the middlemen who do the work on your behalf. Brokers give advice, research the current stock market and buy and sell stocks in accordance with the requests of their clients. From buying and selling these stocks, the brokers earn a commission.

When you decide on how you prefer to purchase and sell stocks, you need to open an account. Exchanges will allow you to monitor and control your individual stock portfolio yourself. If you decide to enter into the stock trade with a bank, discuss the specifics of setting up your own account with the bank you choose. For conducting trades through a broker, you need to find a reputable broker to deal with and then ask them to open and manage your account.

Once you set up an account successfully, start studying the stock market to plan your strategy. Do you want to be conservative when making investments? Do you like to aggressively invest? How many investing years do you have? Are you a day trader or will you be investing on a long term basis?

When you determine your personal plan, do your research on the current stocks offered in the market. If you have a broker, it becomes easier because they do much of the research for you. However, it is still best to study the market on your own.

Remember, the stock market is a volatile place so be ready for explosive activity when trading and buying stocks. Like life, there are many ups and downs before you reach your goals.

Doubling Stocks Newsletter

The Doubling Stocks program was developed by two investment professionals, Michael and Carl, who created the first commercially available stock picking robot named “Marl”.

Marl analyzes stocks using technical analysis based on past price movements to predict future direction.

The robot also monitors hundreds of stocks at once and learns their most likely direction under thousands of situations.

Here is what Marl does:

  • Marl analyzes 7 charts every second as opposed to a professional stock trader who analyzes one stock chart every 8 to 10 seconds.
  • Marl process 1,986,832 mathematical calculations per second.
  • Marl constantly perfects its trading formula.
  • Marl looks at support and resistance levels, volume traded, consolidation patterns and trend reversals patterns.
  • Marl is responsible for creating 86 millionaires and 13 multi-millionaires.

The problem is, it costs $28,000.

Because the Average Joe doesn’t have this amount of money to shell out, Michael and Carl started the Doubling Stocks newsletter. Each week every reader of the newsletter receives one penny stock pick chosen by Marl.

Just four months after the newsletter started, each pick has realized an average of 105.28 percent increase within about 3 hours of the market opening. And the Doubling Stocks newsletter has already been featured in the Wall Street Journal and Business Week.

So is the Doubling Stocks newsletter worth trying?

Yes, it is. It has a proven track record for picking winning penny stocks using a complex formula executed by a robot. Plus, Doubling Stocks is backed up by a company with the professional experience needed to make you successful. If you are looking for a way to boost your income with penny stocks, this is the ideal program for you.

Forex Killer Software

Whether you’re a forex trading beginner or you’re a seasoned trader, Forex Killer is software designed to help you profit from trading without spending endless hours researching and monitoring market movements.

Who created the Forex Killer Software?

It was developed by Andreas Kirchberger, a former advisor for Deutsche Bank, and two of his colleagues, a mathematics professor and a behavioral psychologist…and it’s the only working forex signal generator on the market today.

Forex Killer helps you learn forex trading on a demo account without risking real money. And when you’re ready to apply what you’ve learned, you can start trading with real money for real profits.

Here are some of the benefits of Forex Killer:

  • Forex Killer works with all trading platforms – just feed it market data and follow the trading advice;
  • It works anywhere in the world with any broker;
  • It applies to every currency pair and any financial market;
  • Data can be fed into Forex Killer from any broker’s platform for free and a list of recommended brokers is provided; and
  • You get free software updates for life.

Is the Forex Killer Software worth trying?

Yes, it is because it’s a powerful piece of software that has already helped thousands make extra money trading the forex. If you’re going to trade the forex market, you might as well use software that will make you more efficient and effective.

Promo Stock Picks Newsletter

Promo Stock Picks is an investment newsletter created by Jason Fuller (pictured below), the man responsible for launching one of the most successful penny stock newsletters in the world.

In fact, of the 225 people who originally subscribed to Jason’s newsletter in 1997, an impressive 35 of these people are now documented millionaires.

Now Jason is offering the Promo Stock Picks newsletter so you can capitalize on the profits of penny stocks yourself.

Here are some more details:

  • Just you and a select group of people will have access to Jason Fuller’s promo stock picks before he officially launches his promotions;
  • He averaged a 127 percent gain for every penny stock he’s promoted since 1997; and
  • He picked at least two 500 percent gainers every year since 1997.

Previously, access to Jason’s penny stock newsletter was by “invitation only”. The public, however, can now join his investment group by subscribing to Promo Stock Picks.

So is Promo Stock Picks worth trying?

Yes, it is. You gain access to Jason Fuller’s professionally-picked penny stocks. In fact, he was featured in the Wall Street Journal and Barron’s Magazine as “Entrepreneur of the Year.” If you’re going to invest in penny stocks, you might as well pick the brain of an expert.

Forex Auto Pilot Software

The Forex Auto Pilot System (F.A.P.S) is software designed to run on your computer and automate some of the tasks involved with trading in the forex market. It was created with “set it and forget it” functionality.

Who is behind Forex Auto Pilot?

Forex Auto Pilot was developed by Marcus Leary, who worked as a successful Forex trader for a famous songwriter, and Steven Strauss, a programming specialist.

The duo combined Leary’s Forex knowledge with Strauss’ software skills to create this automated trading system for both global corporations and individual traders.

The Forex Auto Pilot System involves 3 steps:

  1. Download the Forex Auto Pilot software.
  2. Open a demo or real account with your broker.
  3. Run the software on your new account to help make your investments grow.

Forex Auto Pilot helps to define investment trends. The automated Forex robot analyzes the market to know exactly when to trade to maximize profits. Also, new investors can practice before they start ‘live’ trading by sharpening their investments skills on a demo account.

The Forex Auto Pilot system includes:

  • Forex Autopilot Robotic software plus set up instructions and manuals;
  • A bonus Non Farm Payroll Robot Complement; and
  • A bonus Ultra Trend Advisor.

So is Forex Auto Pilot worth trying?

Yes, it is because it’s a powerful piece of software that has already helped thousands make extra money trading the forex. If you’re going to trade the forex market, you might as well use software that will make you more efficient and effective.

Boosting Your ROI in Stock Market Investing

Everyone wants a high return on their investment in stock market trading. First let’s consider the basics and the ways to earn the most on your investments.

Return on Investment

Usually referred to as ROI, the Return on Investment in stock market investing is the profit earned from selling a security or other asset divided by the amount of the original investment. With stocks, your ROI is expressed as an APR (annual percentage rate).

Your ROI is all the income you make on the stock, which also includes profit earned from selling the stock. When the sales price plus any other income is higher than the price you purchased the stock for, your ROI is positive.

When the sale price plus any other income is lower than the price you bought the stock for, you have a negative ROI (which is obviously what you want to avoid). In fact, as a trader in the stock market, your goal is a high ROI, not just a positive one. To achieve a substantial ROI, consider the following methods to boost your current stock investing efforts.

Know What You Are PurchasingStock

To ensure a high ROI in stock market investing, garner as much information as you can about the company you want to invest your money in. A bit of basic analysis to find out if the stock is worth the asking price can go a long way. Rather than gambling, you can also ask other people to do this research for you if you don’t have the time to do it yourself. Reliable research resources include the websites of major brokerage firms, mutual fund companies and finance publications. There are also paid newsletter that offer this information.

A Bull Market Is Not The Same As Smart Investing

When you earn a high ROI in stock market investing, there are many reasons for it. One of the possible reasons is your wise investment strategy. Another reason can simply be the good fortune to be in the right place at the right time so you wind up making money with minimal effort. We may feel smarter when the market is soaring so we get tempted to take on riskier positions and trade more frequently, which may not be the wisest decision.

Deactivate Active Trading

You may feel tempted to trade frequently when you are gaining. With online stock trading, investment is a mouse click away which can make you even more impulsive. Remember that it is difficult to make money by beating the stock market consistently. In stock market trading, it is better to have a buy and hold strategy to ensure a high ROI.

Take Note of The Tax Man

Pay attention to tax ramifications when trading stocks. Frequent trading can become extremely costly, especially when major income taxes are triggered by profits. By buying and holding for a period of at least one year, you would qualify for a lower capital gains rate. Your financial advisor should be able to consult with you on this.