Tax return loans
A lot of tax companies, H&R Block and Liberty tax service for example, do almost all of there business between now, the beginning of February and tax day on April 15th. They do their best to squeeze out every possible dollar they can from their customers, just like any other business. Tax return loans are one way where they rake in cash.
Unfortunately, tax return loans are almost always rip offs. You go in to one of these places, they do you taxes for you and they estimate how much you will get back. We will pretend that you went in their and you were told you should get around 2000 dollars back from the government, they would offer you a loan so that you could get money now, usually around 50-60% of what you would get back.
You are basically forfeiting one thousand dollars just so you can get your money back a few months later. H&R Block would have the rights to your tax return and you would get whatever they offered you.
Only suckers would take this deal, tax return loans simply are not fair. Wait a few extra months and get every dollar back that you deserve.